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The xMoney Card Issuing API lets approved partners offer accounts, cards, funding, and transaction experiences inside a whitelabel product. Partners own the user experience and customer relationship; xMoney provides the regulated issuing, account, KYC, funding, transaction, and webhook infrastructure.

This section documents the standard customer card issuing API.

Capabilities

  • Register and authenticate customers.
  • Complete KYC and hosted verification.
  • Create and close customer accounts.
  • Issue virtual or physical cards.
  • Freeze, unfreeze, reissue, provision, and retrieve card details.
  • Fund accounts with fiat or crypto topups.
  • List transactions and respond to pending 3D Secure challenges.
  • Receive webhooks for asynchronous status changes.

Base URL

Use the environment base URL assigned by xMoney.

https://api-stage.xmoney.com/v1
https://api.xmoney.com/v1

Requests and responses use JSON unless an endpoint explicitly returns another content type, such as the fiat topup HTML form.