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Introduction

The xMoney Card Issuing API lets approved partners offer accounts, cards, funding, and transaction experiences inside a whitelabel product. Partners own the user experience and customer relationship; xMoney provides the regulated issuing, account, KYC, funding, transaction, and webhook infrastructure.

This section documents the standard customer card issuing API.

Capabilities

  • Register and authenticate customers.
  • Complete KYC and hosted verification.
  • Create and close customer accounts.
  • Issue virtual or physical cards.
  • Freeze, unfreeze, reissue, provision, and retrieve card details.
  • Fund accounts with fiat or crypto topups.
  • List transactions and respond to pending 3D Secure challenges.
  • Receive webhooks for asynchronous status changes.

Base URL

Use the dedicated Card Issuing environment URL assigned by xMoney.

Staging: https://issuing-stage.xmoney.com
Production: https://issuing.xmoney.com

API routes are versioned under /v1, so examples use URLs such as https://issuing-stage.xmoney.com/v1/cards.

Requests and responses use JSON unless an endpoint explicitly returns another content type, such as the fiat topup HTML form.