# Refund

## Creates a refund proposal

 - [POST /stores/refunds/{payment_id}](https://docs.xmoney.com/crypto_api/reference/refund/createpaymentrefundproposal.md): As a merchant you can only propose refunds, it's ultimately the buyer's decision to either accept or reject it (within a reasonable timeframe). There can only be one refund proposed per payment.For payments older than 3 months, refund is not allowed.

## Returns a refund for the given payment, if there is one

 - [GET /stores/refunds/{payment_id}](https://docs.xmoney.com/crypto_api/reference/refund/getpaymentrefund.md)